Simple, structured, and built around your business. FloatMerchant guides you through every step of accessing working capital from your first application all the way to repayment.

FloatMerchant handles the complexity behind the scenes so you get a fast, transparent, and stress-free path to funding.





Quick, simple, and stress-free
Your real performance, fairly evaluated
This allows financial institutions to combine human credit expertise with intelligent decision-support systems. The result:
Funding that fits how you operate
Loans are structured in alignment with SME cash flow realities, improving portfolio performance from the start.
We're with you beyond the funding
This proactive monitoring helps banks respond early — before minor repayment issues become major defaults.
Clear, structured, and always transparent:
Collections are managed systematically, not reactively.
Get clear, straightforward answers to the most common questions about using Floatmerchant.

FloatMerchant is suited for food processors manufacturers, key distributors, wholesalers, supermarkets, Pharmacies and high-volume grocery outlets in the FMCG space who need access to working capital, guaranteed payments and improved stock management across their distribution networks.